All you need to know about Cryptocurrency and Blockchain Technology

Time is money, and both time and money are evolving rapidly. The discovery of the internet disrupted the way the world operated, bringing political, business, economic and social changes. It improved business processes and made online transactions, and banking, among other things, quicker and less complicated. And this is just the beginning; we humans are, after all, constant inventors and innovators.

Traditionally, political, economic, and legal systems structures are defined by contracts, transactions, and records. Nations and organisations set boundaries of operation to identify and chronicle managerial and social events.

But now it’s time for economic transformation. However, the slow and administrative regulations are stifling the digital transformation. 

Blockchain technology is here to help!

What is Blockchain?

Blockchain is an open, distributed technology that enables the process of recording unalterable transactions and tracking assets. Blockchain works on five basic principles:

  1. Distributed database
  2. Immutable records
  3. Transparent access
  4. Algorithm-based computational logic
  5. Two-way participant transmission
Photo credit: Pwc.com

Blockchain gets its name because of the way the transactions are grouped together into blocks of data, then chained together by way of a mathematical function that creates a hash code

Blockchain has disrupted the business industry with its application in financial services, healthcare, artificial intelligence (AI) and the internet of things (IoT) for supply chain, retail sector, oil and gas, telecommunications, insurance, smart contracts, voting and crypto of course.

So, how do blockchain technology and cryptocurrency work together?

Since its first implementation in 2009, blockchain has not been well known. Blockchain technology is the foundational technology for cryptocurrency, which was first implemented just a decade ago but was revolutionised with the widespread use of the application by Bitcoin. Bitcoin was the first cryptocurrency and operated through blockchain.

Blockchain is the foundational technology for cryptocurrency

Blockchain made it possible to record bitcoin transactions without a central authority establishing trust in a trustless environment. Being a digitalised, decentralised, public ledger, blockchain allows the formation of digital information into blocks, which are stored across a network of computers, creating a database. When verifiable transactions take place, the data is stored in blocks, which, when complete, are added to the chain.

Cryptocurrencies like Bitcoin, Ethereum, Litecoin and, USD Coin are used to buy goods and services. And cryptocurrency uses blockchain, an enhanced cryptographic security system, as a public ledger with immutable records that cannot be deleted or altered. 

Cryptocurrency is used as a digital form of cash to buy goods and services through various trading platforms or digital wallets. The blockchain technology here records the transaction when ownership is transferred to the new owner. Every transaction, therefore, is a public ledger, unalterable, secure and time-stamped.

The pace of technology will not slow down. Cryptocurrency and blockchain hand in hand continue to disrupt much more than the financial services industry. 

What are your thoughts? Share in the comments below.

Venturing into the world of Cryptocurrency – 5 reasons why businesses should move towards digital currency

One day I was sulking over the pitiful return I got from my money in a bank’s saving account (The rate of interest offered by my bank is a little shy of 0.01% for a balance over $5000 and 0% on balances less than $5000). My colleague shared a similar disappointing story of seeing his money stay the same over a period, giving no returns. He was a risk-taker and invested in crypto about a decade ago. I stayed put as I knew little about crypto and thought it was all a scam! Fast forward ten years, he now owns a healthy bank balance or, should I say, digital currency balance and a brand new mode of payment!

Cryptocurrency has come a long way in the last decade. Cryptocurrency ownership increased 63% just in 2020, and the valuation exceeded $2 trillion for the first time in April 2021. Bitcoin has been one of the oldest and most iconic cryptocurrencies in the blockchain domain. Closely following its footsteps is the Ethereum blockchain – the second largest digital coin. And both combined hold the most significant shares of crypto valuation.

This trend is here to stay and become a financial revolution in the currency world.

Photo credit: Canva.com

There is an increasing interest in buying and using cryptocurrency, especially among millennials, as this is the future of payments. Consumers don’t want to miss out on this lucrative investment opportunity or miss being part of the futuristic trend of being able to pay with digital currency for retail purchases. The market has a strong interest, and the findings suggest that current owners, former and even non-owners, are eager to own and use cryptocurrencies for making purchases in the future. As per the Cryptocurrency Payments Report May 2021, “12% of consumers (a projected 30 million) currently own one or more cryptocurrencies, 4.5% (11.5 million) have owned them in the past, and 17 million non-owners may acquire cryptocurrency to make purchases in the near future.”

Currently, crypto owners have spent their digital currency on making purchases of jewellery, grocery, online gaming/gambling, food delivery and even real estate. They would like to pay for retail products, travel, financial services, furniture and appliances and streaming services with cryptocurrency.

All they await is more merchants to open doors to cryptocurrency and start accepting the new mode of payment! So, merchants pay attention!

Here are 5 reasons why businesses should join this revolution and should consider accepting cryptocurrency:

1. Opening doors for new customers

Businesses can give their brand an instant facelift by accepting virtual currencies. It provides a cutting-edge image to the company, attracting new customers keen on spending cryptocurrency.

2. Lower fraud risk

Unlike credit cards, cryptocurrency is safe from chargebacks or fraud. The transactions processed with cryptocurrency usually cannot be reversed or cancelled, which means lesser chances of fraud.

3. Lower transaction fee

Businesses can potentially save a lot on the processing fees they usually pay on transactions using the traditional methods. With cryptocurrency, the processing cost will reduce even more if using the same blockchain crypto. Hence, businesses will eventually get a bigger slice of the profits.

4. Lesser trading risk

Cryptocurrencies are meant to pose smaller risks. The market fluctuations do not affect the value of your business when you are dealing in cryptocurrency.

5. Boundaryless payments

In this international market, especially in post-covid conditions, businesses can go global by accepting digital payments from anyone anywhere. Anyone having an internet connection can make a purchase without worrying about the exchange rates for currency conversions.


Cryptocurrencies have been gaining momentum and have caught the eye of one too many. This is one of the ways to stay ahead of the competition by taking on the forward-thinking opportunity.

Robert Kennedy College has recently become one of the merchants where one can pay with cryptocurrency. RKC offers a secure method to pay your course fees using Coinbase. Payment is accepted using Bitcoin, Ethereum, USD Coin and Litecoin.

Talk to one of our advisors on WhatsApp to know more about paying course fees using Coinbase.

5 easy steps to break free and get unstuck in your career!

Last week I talked about five reasons you feel stuck in your career. In my opinion, one spends considerable time developing their career and then working the job. And it is far from ideal if one keeps feeling stuck and unhappy in their jobs. Now, every problem has a solution. So here I present to you five easy steps to break free and get unstuck in your career:

1. Introspect, revaluate, and develop new skillsets

There is new competition and talent added to the job market every day. Fresh graduates and experienced professionals with unique skills dominate the workspace. It is but natural to feel that your skillsets have become outdated. Now is the time to do some introspection and reassess your skillsets. Start by writing down your skills, even those you use in your personal life. You may be surprised to discover that those skills you never thought could be helpful in the professional diaspora are actually useful. Also, keep learning and adding the latest qualifications to keep abreast of the competition. You can also upgrade your education to a Master’s degree by studying online with RKC.

Photo credit: Unsplash.com by Tim Mossholder

2. Move past the fear

You must come out of the shadow of fear. If talking to your supervisor about your career growth, new opportunities, or searching for new jobs instils fear of the unknown, then you are not pushing yourself and limiting your potential.

Learn to be outgoing and gather feedback from trustworthy colleagues about yourself. Make lists of pros and cons and identify the top things you fear most.

3. Evaluate your priorities

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Money could have been your priority before. But when you have reached a point where the job does not offer any challenges and has become monotonous. Yes, we work to pay our bills. However, it might make better sense to be in a job that might pay slightly less but the one that you enjoy doing every day.

4. Better late than never

Often you might be given some promises by the management of an upcoming raise or promotion. You end up waiting for that performance review, bonus, or annual increment. Because you are comfortable and used to working in that position, you might want to wait for the decision and what’s in store for you. But instead of waiting (sometimes in vain), you should keep planning for the change and look for better opportunities.

5. Create a roadmap and manifest

Photo credit: Unsplash.com by Matt Duncan

You might be feeling stuck in your job because you don’t know what you want to do in the future. Without a goal, you might just be wasting your efforts. Try to channel your focus on what you want to do and grow your career. Invest sometime in yourself and research what areas might interest you. It might be time-consuming, but once you have a clear understanding, you will have a clear path and purpose.

I hope these five simple steps will help change your thought process and help actualise your dream career! Let me know your thoughts in the comments below.

Art of overcoming writer’s block – 5 easy ways to conquer the fear of writing assignments 

Have you ever encountered writer’s block? Ever felt evasive when it comes to academic writing? Or procrastinate until the last-minute submission deadline?  

Do not worry. You are not alone. I have encountered writer’s block more often than I thought I would.  

What are the main reasons one feels anxiety about academic writing or writing in general?  

There could be several reasons for fear and anxiety. Here are some of the common causes:  

1. I am not a good writer 

This, hands down is one of the foremost causes of anxiety about writing. Not having confidence or faith in one’s writing skills can have a long-standing effect on a person. Having writer’s block could be misunderstood as the inadequacy of flair of writing. Sometimes we tend to compare ourselves with our fellow students or colleagues who seem very natural and good at writing. One may believe that no matter how much effort and hard work they put in, they can never attain perfection or good scores for the assignment.  

2. Writing is not my cup of tea  

It is expected that one refrain from practising things that we do not excel in or require additional effort. Writing may seem outwardly difficult (maybe impossible) and thus a time-consuming task. It can be challenging to stay motivated when an assigned task seems difficult!  

Photo credit: Canva.com

3. Language resistance  

You will inadvertently feel uncomfortable writing in English if English isn’t your native language. One may not have adequate vocabulary built to express their ideas and thought processes.  

4. Lack of time  

We are all busy multi-tasking and juggling work, family, and studies simultaneously. There is always stress and fear if you will be able to finish and submit the assignments on time. And the situation could get worse if you are a procrastinator (like me…) who would always run out of time on assignments.  

Do you run out of time on submitting assignments? Photo credit: Canva.com

5. I lack knowledge 

There are high chances that you experience writer’s block if you are not well versed with the topic of the assignment or do not have a clear understanding. You will feel the pressure of necessity of correctness and formality inhibiting. You may seem lost trying to figure out where to start writing, lack original ideas and fear critical judgement if quality work is not delivered.  

While it may seem to be a grave issue, there are simple ways with which one can conquer the fear and anxiety of writing.   

Here are 5 simple ways:  

1. Follow 3 R’s of writing  

For effective writing, the first and foremost step is to follow the 3 R’s – Read, Research, Reread. When submitting assignments, one needs to be a pro on the topic. Knowledge is power. Read as much as you can from different sources. The more you research and read, the easier it will be to present your thoughts and ideas on the assignment topic. Visit various resources to solidify your thoughts before starting.  

2. Mind-mapping  

Once armed with the power of knowledge, practice mind-mapping. Start writing down ideas, create an outline and write bullet points. If you are more of a visual’s person, draw a flowchart of your ideas right from the introduction to the conclusion of the assignment. And then proceed to elaborate your thoughts on each of the points.  

Photo credit: Canva.com

3. Start early  

Never add another stress point to an existing stress mix. If you feel you run out of time, always give yourself leeway and start well in advance of the assignment submission deadline. This will provide you with more time to read and research and brew your ideas.  

4. Practice makes perfect  

To overcome one’s fear, sometimes the best remedy is to face it head-on. Practice your writing on other subject related ideas and get in the habit of formulating and practising presentations. In due course, you will feel comfortable and develop positive writing experiences.  

5. Just start!  

Turn away from any distractions that are stopping you from accomplishing your goal. Simply start writing, no matter what and get yourself started on writing. When you achieve this first step, congratulate yourself and jump to the next step.  

I hope these easy five ways will help you overcome writer’s block. I know there are many other methods that might work or have worked better for you. Which method did you use?  Share some of the tips in the comments section below. 

Live session with Robert Kennedy College Dean Dr. iur. David Costa

Yesterday, Robert Kennedy College (RKC) Dean, Dr David Costa, conducted a live session introducing our 100% online master’s and bachelor’s degree programmes. This interactive session was held online and was packed with essential facts and information about the college, the universities RKC has partnerships with, and the master’s and bachelor’s programmes we offer. The session received an overwhelming response and participation from all the attendees.

As the session began, Prof. David Costa gave a brief presentation about the history of Robert Kennedy College. He also provided information about the University of Cumbria, the University of Salford and York St John University. The presentation also showed the participant’s sample degrees certificates and transcripts from all three universities.

Prof. Costa also explained the reasons that make RKC’s degrees unique. The factors include (but are not limited to):

  • a practical and flexible online programme
  • minimum duration of one year
  • 100% online, contemporary courses
  • no formal examination system, assessment based on assignments
  • British degrees that are recognized worldwide

Prof. Costa also discussed the fee information and the discounts being currently offered. He also introduced our “ask the Ambassador” initiative, which allows you to chat with either a current student or alumni and ask any programme related questions or about their experience studying at RKC.

After the presentation, Prof. Costa opened the floor to questions from the interested candidates. He answered queries ranging from fee information, assessment method, eligibility requirements, referral discounts, course delivery methods, and more.

Does this look like something you wanted to attend and get information first-hand from the Dean himself? Do not worry. You can watch the live session recording and find answers to your questions. And if you still have questions or feel confident to apply right away, talk to one of our advisors in real-time on WhatsApp.

#DILO (A day in the life of) a master’s student – Premprakash

Sometimes, the fear of the unknown is more of a hindrance in achieving your end goal. Once you are past this fear and are well informed, it is just a matter of planning your path. Similar is the plight of students who want to study of online but face the fear of the unknown, such as : What is the best way to study online? Should you do an online programme? How to better manage time when learning online? And so on. 

Photo credit: Unsplash.com

These are all questions that we at Robert Kennedy College (RKC) get regularly asked by students looking to join one of our online programmes. Undertaking to do an online master’s degree programme will be an additional commitment to your time and finances, and it is wise to get information beforehand.

Through this continuing series of blog posts, some of our past and current students have shared their experiences, thoughts and opinions and given their feedback on handling some of these choices and situations. Hopefully, this will help you to make an informed decision.

This time we have an alumnus from the University of Cumbria and Robert Kennedy College, MBA Leadership & Sustainability programme, Premprakash. 

An Introduction

Which Uni are you studying with?

University of Cumbria

Which programme did you choose and why?

MBA Leadership & Sustainability

The Study Plan

A hand holding a phone

Description automatically generated with low confidencePhoto by Glenn Carstens-Peters on Unsplash.

How did you plan to study each module, and what was the reality? For example, how many hours did/do you have to put in each day/or in a week?

Minimum of six hours daily. I work better under pressure. The two modules that I enjoyed the most were IMS (Information Management) and Marketing Management. I did them together, and it turned out to be two distinctions! IMS Professor Radu was someone I really liked. His reply to the forums and interims was why I achieved high marks in IMS.

What part of the day did/do you find most suitable to study? (e.g. early mornings, lunch break, evenings, weekends?)

After midnight through to early mornings all week plus the weekends.

How much time did you devote to each assignment?

For the interim assignment I spent one week and, for final assessments about two weeks’ time. I completed my dissertation within the 6-month minimum period. 

Travelling and Communication

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How did travelling impact your ability to study?

The Online residency was a lifesaver as Covid19 disrupted travel to the UK. 

How were you able to interact with peers and/or professors given the time differences?

The time difference did not pose any problems for me.

A typical day as a master’s student

What does a typical day as an Online Masters’ student look like for you?

Studying keeps me happy, focused, and desiring more knowledge.

Any advice?

Any advice you have for students to better plan their studies.

Never give up!!!

A to the point and practical advice by our alumni. I hope this blog has answered some of your questions, and provided that motivational boost to your academic plans..You can also chat LIVE on WhatsApp with one of our Education Advisors for more information on all the programmes we offer and the application process.

“Focus on your key objectives in 2022” – Dean’s message for the New Year!

A new year means new resolutions. As we all fasten our seat belts and rush to achieve our newly formulated objectives, Prof. David Costa, Dean, Robert Kennedy College (RKC), advises to the contrary and suggests we take it slow. Dr Costa proposes not to get overwhelmed or distracted with a long list of resolutions but to focus on small and critical objectives to start with.

We have a great support system for our students at Robert Kennedy College. From highly qualified faculty to a world-class professional alumni network, you’ll know you made the right decision to study for your master’s degree with RKC. Join us today.

#DILO – A day in the life of an RKC student – Lebo

It’s 2022 and everyone is busy making new resolutions for the year. If you are looking for some inspiration and guidance on how the online studies of Master’s look like, look no further. We continue with our blog series bringing you answers to some of the questions we at Robert Kennedy College (RKC) frequently get from students looking to join one of our online programmes. We asked some of our past and current students to share their thoughts and opinions, to give their feedback on how they handled online learning challenges. Hopefully, this will, in turn, help you make an informed decision.  

I believe learning is a life-long process. You never know when an opportunity to learn is thrown your way. Would you grab the opportunity, or would you think it’s too late to learn and study?

Who you are, really?   

My name is Ramona F.

Which Uni are you studying at?   

University of Cumbria

Which programme did you choose and why?  

Online MBA International Healthcare Management. I am a Registered nurse who wanted to have more of a formal training as a nurse manager.

How did you plan to study each module, and what was the reality? How many hours did/do you have to put in each day/or in a week?  

I work three days most weeks and I usually plan to use two days for studying. But most of the time, life happens and I have to boycott that plan and burn the midnight oil and not sleep to meet the study deadlines.

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What part of the day did/do you find most suitable to study? (e.g., early mornings, lunch break, evenings, weekends?)   

Weekends worked better for me.

How did travelling impact your ability to study?    

Not much. I usually would study at home due to my work demands.

How were you able to interact with peers and/or professors given the time differences?   

I would interact with peers and professors through the forums, WhatsApp groups and email or phone calls. I stayed up late to meet others in different time zones.

How much time did you devote to each assignment?    

As much as I could afford. Sometimes a whole 24 hour day was just used by default to try to get the work done on time.  

PC: Unsplash.com

What does a typical day as an Online Masters’ student look like for you?  

Working a 12 to 14 hours shift, getting home and making dinner and helping your kid with homework. Then staying up after hours to do assignments. In nutshell there was no rest mostly.

Any advice you have for students to better plan their studies?    

You can do it! Here are my two cents:

1. Get the cumbria/RKC account set up to your mobile, so that you can participate in forums while not at home and see deadlines or any changes. 2. Print a copy of the weekly assignments with deadlines and strike off as they are completed. 3. Reach out to your course peers. 4. Let the lecturer know if you are facing any difficulty. 5. No question is stupid! 6. Try to get the required textbook. 7. Read several sources 8. Use peer reviewed sources whether it’s required or not. 9. Get access to the UOC library.

Good luck!

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If you have been dreaming of joining a master’s programme or have had this personal goal to gain a higher degree, now is the time! Take valuable advice from our current students, gain from their experience, add your unique study strategies, and make your own success stories! I would love to feature you one day on our college blog.    

Chat LIVE on WhatsApp with one of our Education Advisors for more information on all the programmes we offer, the application process, and for information on discounts we might be offering at this time. 

3 reasons to start your master’s degree in 2021 at Robert Kennedy College

There are only eight days left this year. Some of you must be reflecting on how they fared on their resolutions for the year, while others will be setting new resolutions for the new year 2022. I know it’s been an extremely challenging year for everyone around the world; with Covid-19 restrictions, life has not been ‘normal’ for the longest time. And it’s far from over. I do not mean to end 2021 on a sad note. On the bright side, there are still last few days left of 2021 to do something meaningful and progressive in your life. If starting a master’s degree has been one of the resolutions for 2020, it’s still not too late. You can still embark on the journey before the year ends.  

Everyone looks for “the right time” to start something new in their life. And when it’s about starting an online masters, there are many factors to consider, such as work-life balance, flexibility at work, financial factors etc.  

Here are three reasons why it’s a good time to start your master’s right now:  

ACCOMPLISH YOUR RESOLUTION 

As I mentioned above, it’s never too late to accomplish your ultimate goals. While you may procrastinate or become complacent with your goals or even postpone them for next year, you might regret the decision one day. So, take a quick decision and enrol yourself for the master’s degree programme. Applying for the master’s is simple. The process involves applying online and providing us with necessary documents like your CV and highest education certificate.   

CHRISTMAS PROMOTION DISCOUNT OFFER  

We are currently offering special Christmas promotion until 26th December. With this limited-time offer, you can start with a deposit of just 500 Swiss Francs and receive a discount of 1000 Swiss Francs. (Yes, you saw that right!).  

Or if you pay between 25% and 50% of the fees in advance, you can receive a discount of 1500 Swiss Francs, or if you pay 100% of the fees in advance, the discount is 2000 Swiss Francs. You can find more details on this page where you can also convert the fees to your local currency: https://chf.help/#/christmas  

Save money with our Christmas promotion offer

STUDY AT UNIVERSITY RECOGNISED BY THE BRITISH GOVERNMENT  

Put your mind at rest as the University of Cumbria, the University of Salford and York St John University are fully accredited by the British government and duly listed on the United Kingdom’s Department for Education list of recognised UK awarding institutions. You can verify their official University status directly at the UK government website.  

So, above are three of the many reasons you should start your master’s degree now. Talk to our advisors on WhatsApp, who can guide you through the admission process.  

Let me know in the comments section below your reason for starting the master’s programme! 

Celebrating the Class of 2020 – Proud graduates from York St John University

Last week we celebrated alongside the Class of 2020 as they attended their graduation ceremony. The ceremony was magical and its grandeur as grand as the manganous and iconic York Minster. 

Many stories were shared, and memories created when smiling and proudly beaming graduates of York Business School in exclusive partnership with Robert Kennedy College, walked down the aisle attending their final graduation ceremonies. It is indeed a delightful sight, seeing all the graduates don their hats and gowns and graduate York MBA programme from York Minster.     

Graduation Ceremonies – Class of 2020 – York St John University

On this glorious occasion Reeta Chakrabarti, Chancellor York St John University congratulated the Class of 2020 and applauded their hard work, determination and resilience especially coming out with flying colors during the pandemic. 

Congratulations to all the graduates of Class 2020!!