Evolution and Innovation of the Financial Systems. Can the Financial System be updated?

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Finance has always been my Achilles’ heel. It was my weakest subject during my MBA, the subject in which I scored my lowest grades. Never understood anything about the subject, but now that I think about it, it was probably because finance never interested me. And, as fate would have it, the first job I got straight from college was with a bank, and a few years later, the second job was with an insurance company.

So, whether we like it or not, finance will always be a big part of our lives. And if you think about it, you have been involved with finance ever since that day your mother gave you that coin to buy that candy from that shop near your school. And today finance is part of everything we do.

In today’s world, without a financial medium there is very little that can be done – no shopping, no job, no entertainment, no companies, no products, etc., etc., you get the picture! Finance is one of the key fulcrums around which the human existence revolves.

Today’s financial system is a product of thousands of years of financial evolution. The world’s financial system is very complex, formed by the overlapping of multiple, global financial networks that move trillions of dollars a day to serve billions of people. People who in turn use it to improve their quality of life – purchasing, trading, and investing.

Like everything huge and complex, there are a number of drawbacks. The system’s size and complexity makes it slow, expensive, lacking in transparency, and hence open to fraud. It is a system that thrives on speculation and seems to create concentrations of wealth. In today’s age of information and globalisation, is it possible to create a more functional financial system?

A complex system, formed by the overlapping of multiple, global financial networks that move trillions of dollars a day to serve billions of people

So, what is a financial system?

Simply put, it is the information layer that records and mediates economic activity. Finance serves the function of accounting for, and exchanging of, economic value. Financial systems enable funds to be stored and moved between the people involved in an economic transaction. Enabling the economic players involved, be it individuals or organisations, to share in the ownership of the economic activity, with the associated risks and returns.

Evolution of the Financial System

A financial system has always existed, and throughout history it has evolved from a community based financial system, to an industrial age centralised system, to today’s new global financial institutions centred around information technology. There are of course a number of factors that have contributed to the development of the modern financial systems, from double entry accounting, to nations adopting a single, common economic system that spanned a relatively large geographic area, and finally, to capitalism and large investments in industrial infrastructure.

Capitalism and industrial investments lead to the amassing of great wealth, which in turn resulted in even greater investment in industry. This resulted in the need for bigger, more sophisticated institutions for the regulating, storing, investing, and distribution of financial assets. Due to industrialisation, organisations moved from a more local/regional level to a national level, as a result, small local community banks with their local financial systems could not meet the demands of the industrial age. This naturally resulted in a centralised national/federal/reserve banking system coming into existence, which was the driving force behind the industrial economy.    

With the world economy becoming more accessible and deregulated, financial systems have evolved to become more standardised at a global level, becoming a system that manages a large flow of capital, organising the assets and liabilities of people and organisations around the planet.

The financial system continues to evolve and innovate to serve customers better, and move money more efficiently – from credit cards, to SWIFT interbank exchange, to ATM’s, online and mobile banking, and finally to financial products that are heavily based on speculation.

While the modern financial system continues to innovate, evolve, and improve the lives of the people using the system, there are also a number of challenges that impact the system.

A large percentage of society today is only interested in making the “quick buck”. This has resulted in the creation of financial products that are based on speculation, and this is where most people are investing their money. As a consequence of this, the actual investment made to the economy, and industry is reduced, and makes the system unstable and prone to collapse.

  • Global financial systems, while having a digital façade of simplicity, are in reality very complex and expensive to create and maintain, requiring a number of intermediaries to keep the entire system functional. All of this adds to the cost of the system, making the system inaccessible to billions of people around the world.
  • The system is made closed on purpose to protect the data it contains, as a result it lacks transparency, which from time to time, results in people on the inside taking advantage of the system to commit crimes and abuse trust.

45% of financial services organisations have suffered frauds in the last 12 months

PricewaterhouseCoopers LLP, Sixth Global Economic Crime Survey – Financial Services Report
  • Like any system centred around information technology, security is a major concern, and back doors into the system can always be found by a determined hacker.
  • The modern financial system can be complex and difficult to understand, especially with the evolution of FinTech (finance + information technology). Technology companies have entered the world of financial services, offering a number of products along the value chain, but are still not able to offer the full services that a traditional financial service provider offers.

The financial system is once again starting to evolve with the internet driving innovation, pushing the financial system into a more decentralised model. Blockchain, distributed ledgers and tokens are showing the potential for the new forms of the financial system. With the internet providing the platform to record, store and exchange value independent of centralised institutions, resulting in an economy wide accounting system that is secure and transparent. Is this the future of the truly global financial system?

This is all truly complicated to be covered in a blog post, and especially not by me!

If you are interested in learning and being better prepared for the opportunities and challenges in the world of business, have a look at our list of programmes and see if we have anything that could help.

You can chat LIVE on WhatsApp with one of our Education Advisors for more information on all the programmes we offer, application process, and for information on discounts we might be offering at this time.

Women in RKC – Jelly Offereins – One who found a perfect Master’s programme that seemed “too good to be true”

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Allow me to introduce you to an RKC graduate of our MA Leading Innovation and Change programme, now working as the Director of International Affairs for a Business school in the Netherlands.  

Who is Jelly Offereins? A short profile: 

Vidhi Kapoor (VK): Who are you, really? 

Jelly Offereins (JO): I am an energetic, task-driven, positive personality with a passion for international interactions and collaboration. I studied, lived and work(ed) across borders and as the Director of International Affairs for a Business School in the Netherlands. I support students, staff and faculty in increasing their international exposure and competence.  

Husband Paul, dog Flynn and I live in an empty nest, which is luckily not really empty as the girls (21, 23) find their way ‘home’ well. 

Jelly Offereins

Getting back into education 

Your story of getting back to do a Master’s degree 

VK: What was the driving force behind your enrolling for an online degree? Who inspired you? What motivated you? 

JO: After having decided that I wanted to do an international master’s, with a broad focus, I specifically looked for a master (mainly) that was delivered online, for several reasons. As I travel for work quite regularly, I was afraid to miss class – and consequently dedication – required in a traditional master. Also, because being away from home regularly, I would not have liked to leave home on Friday evenings and Saturdays for school; remote learning gave me more flexibility in combining private life and studies /work. Last but not least: I was somewhat skeptical about an online master’s; could it be as good as a traditional one with regard to interaction, peer-learning, broad and deep investigation and reflection? 

VK: What were the thoughts/situations/people/challenges holding you back from starting (if any)? How did you overcome them? 

JO: For quite a while, I kept on postponing doing a master’s since work was demanding all my time and attention and I felt it would not fit in my professional and private schedule. The online master’s enabled me to plan/block bigger chunks of time (rather than scattered moments) that I could dedicate to the master’s, which worked better for me.  

VK: What surprised you the most when you started your studies? 

JO:  That I loved it right from the start!  

I loved that I could watch the videos and rewind them endlessly when I did not fully understand; 

I loved the diversity in the classroom;  

I loved that the group operated like a traditional class: there were people with lots of opinions and a strong voice, and people who brought in great sources and very well considered views, there where people like me – listening/reading carefully and posting moderately-, teachers mirrored, posed critical questions, etc. 

VK: Do you feel there are unique challenges women face when deciding to get back into education? 

JO: Yes, and that these challenges may vary in different parts of the world and in different (sub-)cultures, financial issues, access to (earlier) education, jobs and career path, self-confidence 

Getting the degree 

The work to get the degree – what did you learn, how did you balance, what would you do differently 

VK: Which programme did you do? Why? 

JO: MA Leading Innovation & Change 

My earlier degrees focused on resp. Hotel Management and International Marketing; I decided I wanted to do something broader and more strategic 

VK: What is the single most important thing you learned during the programme? 

JO: Self-confidence, self-knowledge, critical reflection 

I had never written academic papers in English, I had never interacted online-only, most of the content was new to me, and I discovered that I liked it and that I was good at it. 

VK: How did you balance work and studies? 

JO: What helped the most is that I really liked the programme and the way it was delivered (the videos, the sources) – asynchronously. 

I work full time, and was lucky to have 0.1 FTE from my employer to work on the master’s. My kids were happy and healthy teenagers.  

For the videos I blocked 2-3 hours. Every 4-5 weeks, I tried to take the Friday or Monday off. I used weekends and holidays and I told my family that I’d rather work on the master’s than watch TV or read a book (and they let me). 

VK: Any particular challenges to being a woman and studying online, or do you think all students face the same ones? 
JO: It works better if you are in the position that you can work on your study for some hours (or even a day, or even 2) more or less continuously. If other tasks at home/in the family also require attention throughout the day, the study work may be jeopardized.  

 Life post degree 

What changed, if anything? 

VK: What’s new in your life since graduating / starting your studies? Any visible impact already? 

Jo: I have more self-confidence and I feel proud 

The most important thing that Jelly learnt during the Master’s are – Self-confidence, self-knowledge, critical reflection

VK: Anything you are doing differently now because of the things you learned? 

JO: I am better in critical reading, critical questioning, reflecting 

VK: Do you feel that getting a Master’s degree or doing other online programmes can reduce gender discrimination in the workplace? 

JO: I would say getting a master’s may have a positive effect on the career chances for a woman; an online master’s programme maybe easier to fit in than a traditional master’s, however depending on the home situation and support. 

Advice for other women 

Or other students, really. 

VK: Imagine you could send a message back in time to your pre-degree self: what would it be? 

JO: Dear Jelly, I know that you want to have your master’s degree and I also know that you spend a lot of time on your demanding full-time job and that you also want to be a good and nice mother and that you do not want to spend evenings and Fridays/Saturdays away from home to go to school. I think I found the perfect the master programme for you: it is International, it is a UK degree, its is about Leading Innovation and Change and ….it is online, with one week in York, and it is not expensive! It is almost too good to be true. I have been looking for ‘the adder under the grass’ but cannot find it. Have a look at this link https://rkc.swiss/catalogue Kind regards, Jelly MA 

VK: Imagine you could send an object back in time to your pre-degree self: what would it be? 

JO: A pair of headphones 

Closing thoughts 

VK: Anything else you would like to add that could help with the goal of increasing women’s participation/access to a Master’s degree? 

JO: Member gets member programme*; 

Mentors and mentees;  

Increase awareness of online: combine job with study, combine home-task with study 

[*Editor’s note: RKC does in fact have a referral programme in place, allowing current students to refer friends and relatives. Talk to our advisor to know about the benefits and discount offers of the referral programme].

I hope this blog brings much inspiration and encouragement to all our readers and motivate you to start the masters that you have always dreamt of.

Women in RKC – Ilse Baxter, MA Leading Innovation and Change, York St John University, UK

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Continuing with our blog series featuring our female students, we asked our students to share their experiences with us – the challenges of getting back to school, of managing work and study along with family, and the unique challenges they faced being female students.

Ms. Ilse Baxter is a graduate of our MA programme in Leading Innovation and Change (MALIC) through our exclusive partnership with York St John University, UK. This programme has been discontinued and has reincarnated as a 100% online MBA programme in Leading Innovation and Change. 

Ms. Ilse Baxter

Now, let us see what she has to say!

Who is … 

A short profile

Sahil Devasia (SD): Who are you, really?

Ilse Baxter (IB): I am a forty-something, beach and nature loving South African who divides her time between Sandton, Johannesburg, Cape Town and my happy place – Hermanus. I have always loved music and the arts – and danced professionally for a short period in my early twenties. 

My under-graduate studies were in the sciences – I studied computer science and maths – but balanced this with English literature studies just to keep sane. 🙂 

I have over my career had the privilege of working in SA, the UK and the USA. These days I am a director of a niche management consulting company – heading up the Business Transformation practice. We have for more than 10 years helped clients in the Financial Services and Retail sector grapple with some of the toughest challenges they have had to face. I am absolutely passionate about the topic of Business Transformation! For fun I love travel, reading, yoga, painting, music and I’m a bit of a foody – so love love love all the wonderful restaurants and wineries SA has to offer or just cooking at home with friends and family!

Getting back into education

Your story of getting back to do a Master’s degree

SD: What was the driving force behind your enrolling for an online degree? Who inspired you? What motivated you?

IB: I don’t consider myself an academic at all – I never have. I am very practically/experientially minded by nature – but I have always been insatiably curious about things around me. In this – I guess I was inspired by my mother. At 88 this year she remains as sharp as ever, curious (and incredibly informed) about the world around her and eternally questioning and seeking to understand more. 

In my forties I started feeling the need to back what I had learnt practically/experientially with a relevant and meaningful post graduate qualification. I didn’t just want to “tick the box” by adding a few letters behind my name – I wanted it to be something that really contributed to my practice and reflected my areas of interest. It took me a couple of years to find something that I felt reflected my interest areas and allowed me to study in a way that made sense it my personal and professional obligations…… enter MALIC.

SD: What were the thoughts/situations/people/challenges holding you back from starting (if any)? How did you overcome them?

IB: Firstly – TIME!!! How do I balance an incredibly busy life of running a consulting practice, helping clients through some of the toughest challenges they ever have to face (not a part time job), being there for my team, being present and there for my husband and family – and still find some time for myself (especially with all the pressure out there to stay fit, well and to achieve the illusive “balance” we’re all chasing)?! 

Secondly – a PERSONAL CRISES. I had already been accepted into the programme. Literally the week I was due to start – my husband (and business partner – he is the Managing Director of our company) had a major stroke. This was a crisis not just personally – but for our business too. Initially he was paralysed on the right-hand side of his body. Also – the man I married spoke 6 languages. The stroke rendered him mute for about 6 weeks (language centre in the brain was at the locus of the stroke). And then we had to start from scratch – learning how to say vowels etc etc. It has taken years to recover his current facility in terms of both speech and writing. He recovered 100% physically quite quickly. But the language journey is one they told us could take 10 years. Nearly 4 years later now his speech and writing has largely recovered in English and he is starting to grapple with French and Spanish again. 

My instincts at the time was to just cancel commencing with my studies. But – as always – it was my mum and husband that insisted that I continue. So, I asked for a reprieve to start with the next cohort (3 months later) and set out on a 3 year journey of learning. 

To be honest – studying kept me sane. It gave me something outside of my circumstances to focus on. Our business has had to transform to adapt to our new circumstances – and in doing so it has thrived. We have had to adapt to our new circumstances – and although without a shadow of a doubt it has been the toughest thing I have ever faced – we have survived and thrived through it. Studying under these circumstances was – despite seemingly impossible circumstances (many clients and friends thought I was mad to continue) – the best decision I have ever made. 

Thirdly – PEOPLE’s PERSPECTIVES (clients, family, friends) – asking me WHY I FELT I NEEDED TO STUDY FURTHER – you’ve already mastered this topic – what difference will this make to your life? Ultimately the decision to study was a very personal one. My job requires me to pour everything I know into helping my clients – this drains you physically, emotionally and mentally. In truth – I knew I needed something to build up my own internal stores – to inspire, challenge and grow again – so that I could be a better leader, a better advisor and a better practitioner. It has done all that for me and more!

SD: What surprised you the most when you started your studies?

IB: Firstly – That despite a seemingly impossible load – client assignments, running a business, study, family – there IS time if you really want to do something. Something shifts and what seems impossible becomes imminently possible. 

Secondly – How I could draw on my work experience to enrich my studies and how I could draw on my studies to enrich my practice …. not at the end of the process – but from the very first module.

SD: Do you feel there are unique challenges women face when deciding to get back into education?

IB: Time I think is the biggest one. The practice I lead is (not by design) predominantly female in profile. I have over the years observed the challenges (both practically and emotionally) that professional women face in terms of balancing professional demands and aspirations with family responsibilities (and aspirations) and the need to look after themselves (mentally, physically and emotionally). How do you take care of all these aspects of your life without compromising any of them? Is it ok to prioritise something that is seemingly just for your own benefit (aka potentially “selfish”)?

Getting the degree

The work to get the degree – what did you learn, how did you balance, what would you do differently

SD: Which programme did you do? Why?

IB: MALIC. Three reasons really:

  • It most closely matched my areas of interest.
  • It supported my area of practice. 
  • It is set up in a way that allowed me to schedule my study obligations in a way that worked for my personal and professional circumstances.

SD: What is the single most important thing you learned during the programme?

IB: Not one – sorry! I loved studying again! In fact, I am considering going further after a “Gap Year” :). I absolutely loved doing research! (I never knew I would) This is opening up new potential opportunities as I move into a next stage of my career. 

Most importantly – I discovered “I CAN”. I can do something for me without negatively impacting everything else that is important to me in my life. “I CAN” continue to grow and learn and evolve – even in my late forties 🙂

SD: How did you balance work and studies?

IB: Very very carefully! 🙂 

Probably the most important advice I was given was in our first module by Dr Radu Negoescu. He encouraged us to do a plan and to contract with friends, family and colleagues. I took this advice to heart and “contracted” a way of work with my husband, friends, family and our team. 

I am a morning person – so my plan involved getting up at 4.30 every morning and studying for 3 hours. Then having breakfast with my husband. before going to clients or attending to our business and team. I spent every evening with my husband or with friends and family. I also agreed terms for weekends. 

By thinking through what it would take and how I could manage the impact on my life consciously – I had a routine that worked for us, my husband, our friends and family knew what they could expect from me (and what not) – so I could avoid feeling guilty for not getting to people/obligations and I had wonderful alone time every morning where I could focus on my studies.

One of the practices that evolved early on in this process was taking a photograph of the sunrise and just allowing myself to appreciate beauty, the privilege of doing what I was doing and the opportunity to enjoy that very special time of the day on my own. Although I am not studying anymore – I still love that time of day!

SD: Any particular challenges to being a woman and studying online, or do you think all students face the same ones?

IB: I don’t see any difference personally. The trick is finding something that you are interested in (not just something that is going to become a chore), a pattern that works for you and then sticking to it and a programme that is well organised and well enabled technologically!

Life post degree

What changed, if anything?

SD: What’s new in your life since graduating / starting your studies? Any visible impact already?

IB: A LOT has changed! 🙂 

It has helped me focus on our value proposition from a practice perspective – and this focus really resonates with our clients! Our business has grown by more than 30% in the past 2 years as a result. 

It has really changed my confidence in engaging with clients on certain topics. I am in the process of starting to write (journals) – something I have always wanted to do. I have started a complementary business – which tackles some of the findings from my dissertation. Exciting times ahead!

SD: Anything you are doing differently now because of the things you learned?

IB: I think the experience has really strengthened the approaches we take in our business practice. I’ve been able to draw on course content and also dissertation findings to really sharpen our focus. I also think that it has shifted many perspectives for me at a personal level. Not least of all what I can achieve when I set my mind to something! 🙂

SD: Do you feel that getting a Master’s degree or doing other online programmes can reduce gender discrimination in the work place?

IB: This is a tough question for me. Over the span of a 20+ year career I have never felt that I was on the receiving end of any overt discrimination at the workplace. This doesn’t by any means mean that I haven’t been on the receiving end of challenging or seemingly unfair situations. 

I strongly believe – especially in the world we live in today – that we all have increased pressure to stay on top of our game. To continue to evolve, to respond to the world as it changes around us, to continue on a journey of being the best we can be – whatever that is. For me personally focusing on this mission is more important. In this mission – getting a Master’s degree is definitely a key enabler.

Advice for other women

Or other students, really.

SD: Imagine you could send a message back in time to your pre-degree self: what would it be?

IB: You CAN do this! (That doesn’t mean it’s not going to be super tough along the way & it doesn’t mean that you are not going to have days where you feel like quitting – it just means that if you persevere you will see the rewards!) 

You SHOULD do this! (You deserve to give back to yourself – this investment is one of the best you’ll ever make!)

SD: Imagine you could send an object back in time to your pre-degree self: what would it be?

IB: Wow! These questions are something else! A beautiful tea pot and special cup! 🙂 This degree was earned over innumerous cups of tea!

Closing thoughts

SD: Anything else you would like to add that could help with the goal of increasing women’s participation/access to a Master’s degree?

IB: What may be useful is “support groups” – places where women considering studying, or current students can mix with current and past students – sharing experience, approaches, methods, etc., etc. (maybe these should be separate groups)? The diverse spread of students makes time zone/occupation etc. pairing a real opportunity – regardless of the hours people choose to study.

Now’s a good time to start

If you have been thinking about getting your master’s degree, proving to yourself and others that you CAN do it, now would be a good time to take the plunge. Have a look at our list of programmes and see if we have anything that could help.

You can also chat LIVE on WhatsApp with one of our Education Advisors for more information on the programmes offered, application process, and for more information on any discounts we might be running in this rather strange period of our lives.

NEWS RELEASE – University of Cumbria’s quality education recognised on world stage

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The University of Cumbria’s quality education has been ranked in the top ten of universities worldwide, according to the Times Higher Education (THE) Impact Rankings, the only global performance tables that assess universities’ impact against the United Nations’ Sustainable Development Goals (SDGs).

The university ranked 8th out of a total of 676 participating institutions worldwide and first in the UK for Quality Education SDG, which measures universities’ contribution to early years and lifelong learning, their pedagogy, research and commitment to inclusive education.

In other notable categories, the university’s gender equality credentials were recognised when it came joint 81st out of 547 participating institutions for ‘Gender Equality’ and 69th out of 268 institutions in ‘Life on Land’.

Overall, and as a relatively young university making its first submission to these rankings, it achieved an overall rank in the 201-300 range of 766 institutions, firmly residing in the top 40% of institutions worldwide.

THE believe that universities represent the greatest hope of solving some of the world’s biggest challenges.

The THE Impact Rankings are designed to shine a light on the commitment of universities around the world to making a positive social and economic impact within their communities and globally, through their work towards achieving the 17 United Nations Sustainable Development Goals; from providing inclusive and equitable quality education and promoting good health and wellbeing, to ensuring gender equality and taking action on climate change.

By participating, universities demonstrate the important role they’re playing in championing a better and more sustainable future.

Professor Julie Mennell, Vice Chancellor, University of Cumbria

Professor Julie Mennell, Vice Chancellor of the University of Cumbria, said:

“As a university focused on serving our region’s needs many of the metrics within traditional (UK) rankings do not necessarily reflect our work or involvement within the communities that we serve or the impact we have globally through our local, national and overseas partnerships.

“Given the university’s mission and values, we felt it was important to participate in these specific rankings to more accurately highlight the world class outcomes achieved by our students and staff”

“Against the backdrop of the current worldwide crisis linked to the COVID-19 pandemic, there is an opportunity for universities around the world to collaborate and help to refocus the global economic agenda on sustainable development in its truest sense.

“The University of Cumbria is committed to creating a sustainable legacy and joining our colleagues around the world in championing a brighter and more equitable future”.

Many of the university’s key international partners have come forward to offer their congratulations in response to the news.

Dr. iur. David Costa, Dean, Robert Kennedy College, Zurich, Switzerland said:

“We would like to congratulate our partner, the University of Cumbria, for this outstanding performance and well-deserved recognition. The university’s continuous and relentless commitment to quality education and sustainability in all of their endeavours is an ongoing inspiration to us and our hundreds of international students worldwide.”

Professor Hamzah, CEO, Vision College, Selangor, Malaysia, commented:

“Vision College is proud to be a partner in providing both opportunities and a continuous sustainable effort in this region where we operate. I am confident that our students and staff have reasons to celebrate on your recent success and I look forward towards mutually beneficial outcomes of our collaboration”.

Reacting to the news, Mr. David Chew, CEO, FAME International College, Kuching, Sarawak, Malaysia said:

“The recent achievement of University of Cumbria – being ranked in the World’s Top 10 “Quality Education” (in The Times Higher Education Impact Ranking 2020) – is definitely well deserved, and FAME International College, Malaysia, is honoured to associate with such an esteemed partner.

This achievement highlights the university’s serious endeavours in developing, maintaining and providing high quality education to empower individuals and equip them with the knowledge and wisdom to build a better and more sustainable environment. Well done!”

Hsu-Cheng Chua, Dean of the Office of International Affairs, Shih Chien University, Taipei, Taiwan, added:

“As one of our most valuable partners around the world we are delighted that the university has been recognised for the quality and impact of its education. The University of Cumbria is a popular choice for our students because of the excellent learning environment and the dedicated and fully rounded support they provide. For us, it is definitely the best choice in the UK.”

Dr. Yvonne Klose, Director DAA Wirtschaftsakademie, Dusseldorf, Germany, concluded:

“Great news, and indeed, justified! Our partnership with the University of Cumbria reaches back to 2011. Since then we have been sending cohorts of our business students to the university to accomplish their final year. The students graduate with great results and take on successful careers in various areas of business. This year we will crack the 100 mark of successful graduates within this partnership.”

This is the second edition of the THE Impact Rankings, which launched in 2019, and included 766 universities from 85 countries.

Top of the list was New Zealand’s University of Auckland, while three Australian universities complete the rest of the top four: University of Sydney, Western Sydney University and La Trobe University.

Japan is the most-represented nation in the table with 63 institutions, followed by Russia with 47 and Turkey with 37.

Finally..

Robert Kennedy College is proud to announce that the University of Cumbria Online programmes are now being offered 100% online. Get in touch with our team of admission advisers who can have a look at your profile and give you some advice. Chat LIVE on WhatsApp with our Education Advisor today! Or, if you have already made up your mind, click here to apply.

5 reasons why a career in Healthcare is not as bad as it seems today

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I promise this is not another COVID-19 update, myths and truths or uncovering the facts where and how this deadly disease started, blog. There is more than enough information out there – and I’m talking about reliable sources only – enough to overwhelm most of us. 

These are challenging times for us as individuals and for society at large – humanity some might say. The global pandemic has changed the way nations operate and has impacted the global economy. The greatest and gravest impact of the pandemic, however, is on the healthcare systems around the world. With about 3.8million COVID-19 cases in 210 countries and territories (as of May 9th, 2020), the healthcare systems worldwide are immensely stressed. (https://covid19.who.int)

Healthcare systems are hit hard both directly and indirectly (too many patients at the same time, too many doctors becoming patients, lacking resources, inability to attend to other conditions, etc.) 

The World Health Organisation said so much: 

Countries will need to make difficult decisions to balance the demands of responding directly to COVID-19, while simultaneously engaging in strategic planning and coordinated action to maintain essential health service delivery, mitigating the risk of system collapse

WHO, March 2020

So, if this is not an update, nor a myth-busting blog, what is it? 

I would like to focus on the positives of this situation from an educational point of view, thinking especially of those who envisaged a career in the healthcare sector, people who are looking to switch careers, or someone already in the healthcare sector looking to verticalize their career path. Now is the time to “quarantine” and study!  

Choosing a career for yourself might be one of the biggest decisions you take in your life. Some of us are fortunate to follow our passions and interests and make a successful career out of it. Sometimes after pursuing a career for a whole number of years, we realise that it is not something we want to do for the rest of our lives. We’ve got to rationalize our interest and weigh the pros and cons a career offers. If you have been thinking what’s in it for you, here is what a career in the healthcare industry has to offer: 

Humanitarian side

While every profession tends to serve society in some way (well at least that is what I like to believe), in my opinion, healthcare is the noblest. The potential of changing and saving lives puts you on a higher pedestal as a professional compared to any other. If you have an innate desire of helping others and uplifting humankind, healthcare is the right place for you.

Tremendous Growth Opportunities

Surveys and labor statistics reveal that healthcare is one of the fastest growing industries with an estimated addition of 1.9 million new jobs. According to the U.S. Bureau of Labor Statistics, employment in healthcare occupations was projected to grow 14 percent from 2018 to 2028, much faster than the average for all occupations. 

Healthcare occupations are projected to add more jobs than any of the other occupational groups. This projected growth is mainly due to an aging population, leading to greater demand for healthcare services.

U.S. Bureau of Labor Statistics

Challenging situations like the ongoing pandemic of COVID-19 have created a need for strong healthcare leadership. The present outbreak is far from over, and the healthcare sector is operating at maximum capacity. There is an urgent need to adequately plan and utilise limited resources. At the same time, it has become all the more imperative for the healthcare systems worldwide to be prepared for any future events, as the COVID-19 pandemic is definitely not the last one.  

The sector offers a number of growth opportunities that are wide ranging, beyond the conventional patient care field of being a practitioner, nurse or therapist. There are opportune avenues for both horizontal and vertical growth in the sector. As the healthcare paradigm continues to evolve, there is a greater demand for innovation in healthcare technology, guided by the vision and sharp business acumen of a strong healthcare professional. 

Dynamic

Most days, a healthcare professional will bring new challenges and should bring with them joys and job satisfaction. Demand is changing and so are the roles in this industry which adds to its dynamicity.

 Flexibility

Healthcare offers flexibility in three ways. First the flexibility on choice of profession. You have a plethora of options to choose from: patient care services, government relations, human resources, planning and development to name just a few healthcare management positions you can get yourself into. 

Then you can choose the environment you want to work in. The healthcare management professionals are not limited to jobs in just hospitals. There are great career opportunities in consulting, state and federal agencies, insurance, laboratories and universities.

Thirdly, this industry is not bound by borders. The experience in the field is highly regarded across nations making you a valuable asset wherever you go (with few exceptions where licensing might be necessary).

Competitive Salary

Last but definitely not least, healthcare sector jobs are well paid and rewarding in the monetary sense as well. On an average, the median salaries of healthcare professionals are higher than the annual wages of all other occupations. (https://www.bls.gov/ooh/healthcare/home.htm)

A master’s degree could provide you ‘the edge’ to make a move into or to grow within the healthcare industry. The enhanced knowledge and multifaceted skillsets will allow you to make progress by leaps and bounds in the field.  

Because let’s be honest – who hasn’t had a bad “boss”? Highly competent people with tremendous skills in their profession, parachuted in leadership positions without preparation. That “joy and job satisfaction” we were mentioning earlier are highly impacted by leaders who are not fully prepared to lead other people too. 

Our online master’s degree programmes will help you understand international perspectives and also how to analyze the constraints and trade-offs in developing and implementing national health strategies, health care financing, economic evaluation, the role of effective change management and technological development. 

Chat LIVE on WhatsApp with one of our Education Advisors for more information on the healthcare management programmes offered and the application process. Remember to ask about our “quarantine” discounts and check your eligibility. 

On behalf of the entire RKC team, a special thanks to all healthcare professionals across the world for working tirelessly to keep our communities safe. Our gratitude to all of you responsible citizens for staying home and helping stop the spread. #thankyouheathcareworkers

RKC Launches 100% Online Master’s Degree Programmes

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In today’s world of “social distancing”, online education has taken on an unprecedented importance. To remain professionally relevant, we must constantly find ways of self-improvement and adding more value to the organisation we work for. Online education is one of the easiest ways through which we can achieve these goals, all while maintaining social distancing!

Who are we? 

What we offer

Until now, one of the unique value propositions of RKC’s online programmes has been the one-week mandatory residency programme, which was conducted either in the university campus in the United Kingdom or the college campus in Zürich, Switzerland.  

However, due to the Coronavirus (COVID-19) global pandemic and to cater to the changing requirements of our students, RKC and its partners have moved to an online delivery for the residency as well, therefore all our Master’s degree programmes are now 100% online. 

OnlineResidency™ at work

There’s a caveat here – we really do like, and know students benefit greatly from, face to face residencies. It is likely that, as the pandemic ends, some of the programmes may go back to face-to-face residencies for new students. 

What does an “OnlineResidency™” look like? We’ve just finished our very first delivery this last week, and, some small technical challenges aside, given how everyone is online and video conferencing these days, we believe the experience has been successful and useful to our students, who learned about designing and conducting research for the Master level dissertations.

What can you study with us? 

100% Online Programmes offered through our exclusive partnership with the University of Cumbria

Online MSc Computer Science and International Business 

Online MSc Data Analytics 

Online MBA Artificial Intelligence 

Online MBA Digital Marketing 

Online MBA Information Technology 

Online Master of Business Administration 

Online MBA Energy and Sustainability 

Online MBA Finance and Sustainability 

Online MBA Media Leadership 

Online MBA Leadership and Sustainability 

Online MBA Public Health Management 

Online MBA International Healthcare Management 

Online MBA International Business 

Online MBA Risk Management 

Online MBA Tourism 

Online MBA Educational Leadership 

Online LL.M – Master of Laws in International Business Law 

100% Online Programmes offered through our exclusive partnership with the University of Salford

Online Master of Science in Global Management 

Online Master of Science in Project Management 

Online Master of Science in Financial Services Management 

Online Master of Science in Marketing 

Online Master of Science in Procurement, Logistics and Supply Chain Management 

Online Master of Science in Human Resource Management and Development 

Online Master of Science in Information Systems Management 

Online Master of Science in International Banking and Finance 

Online Master of Science in Accounting and Finance 

Online Master of Science in International Business with Law 

Online Master of Science in International Corporate Finance 

Online Master of Science in International Events Management 

Online Master of Science in Digital Business 

Online Master of Science in Fraud and Risk Management 

Online Master of Science in Finance and Investment Management 

Online Master of Science in International Business 

Online LL.M – Master of Laws in International Commercial Law

100% Online Programmes offered through our exclusive partnership with York St John University

Online MBA in Leading Innovation and Change 

Online MBA in Coaching Mentoring and Leadership 

Online MBA in Entrepreneurship and Innovation 

Online MBA in Innovation Leadership and Consulting 

Online MBA in Leadership and Management 

Online MBA in Management Consulting

Which programme is right for you? Not a question I am able to answer via a blog post, I’m afraid, but if you want to find out, you can get in touch with our team of admission advisers who can have a look at your profile and give you some advice.  Chat LIVE on WhatsApp with our Education Advisor today! Or, if you have already made up your mind, click here to apply.

Artificial Intelligence (AI) — The future of Business. Here are 6 reasons why!

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Technology has always been the change catalyst for how we do business and with the rapid changes in communication technology, these changes are now taking place in real-time.

Technology enabling us to work virtually. Photo credit: unsplash.com/Uriel Soberanes

One of the key reasons for the long-term success of big multinational organisations is their ability to obtain business intelligence (BI) from their customers. Most organisations still collect feedback from their customers after a sale or service provided using a standard feedback form that asks typical questions. The information obtained through this method provides valuable information about the customers and their experience, but still the information is very limited, slow to get and process, and depends a lot on the customers’ willingness to give feedback. 

Organisations that invest in artificial intelligence (Al) and machine learning (ML) derive a lot of other benefits that can impact and provide business intelligence to multiple departments within the organisation. Furthermore, with the advancement in cloud storage and computing, data and business intelligence can be derived almost in real time. 

The following are some of the benefits of AI and ML especially in the era of cloud computing: 

  1. Enhanced Customer Experience: Real time intelligence on consumer buying behaviour provides companies with data on a number of key parameters from the spending capabilities of their customers, products that are trending, products that are reaching the end of their lifecycle, seasonal information, etc. Analysis of these data can provide the organisation with insights on the best ways to reach its customers through marketing activities, product pricing, product placement, etc. 
  2. Operational Automation: Operations are the backbone of an organisation. Without goods and services being produced or delivered, there is no purpose to the existence of an organisation. This is traditionally where the majority of the workforce is centred around, where the most wastage of resources takes place and is also the highest budgeted department of the organisation. Through the incorporation of AI and ML, the entire department can be streamlined to operate with best efficiency and in a cost and human resource effective manner.  
  3. Data Mining: Most organisations produce a mountain load of data every single day and it is not possible to manually go through all the data and extract some kind of BI from it. AI and ML will be able to quickly surface important and relevant patterns and insights during the processing of big data.  
  4. Supply Chain Management (SCM) Automation: Like operation automation, the BI derived through AI and ML can help streamline and increase the efficiency of the entire supply chain management process. It will also help in the automation of the entire SCM process. 
  5. Recruitment: Most big organisations receive thousands of job applications every month for a handful of job opportunities, making it almost impossible to go through all the applications to find the right person for the job. AI and ML can help (and indeed do already) in analysing the job requirements and the applicants’ data to find the right person for the job. 
  6. Trend Analysis: This key BI is applicable across all the departments of the organisation and is available through the analysis of all the data each department generates. By effectively predicting the trend, it will increase the efficiency and reduce the operational cost for an organisation as a whole, and at the same time increase its sales and overall profit. 

The above are just some of the more obvious benefits of an AI and ML system. Every day, new BI programmes are being developed. These programmes best utilise the AI and ML systems’ data to provide organisations with unique and valuable data to base future business decisions on.  

If you are looking to formalise your AI and ML knowledge, or looking for a jumpstart into a career in Artificial Intelligence, Robert Kennedy College offers a 100% Online MBA Artificial Intelligence through an exclusive partnership with the University of Cumbria, UK. Click here to apply for the programme. 

You can also chat LIVE on WhatsApp with one of our Education Advisors for more information on the programmes offered, application process, and for more information on any discounts we might be running in this rather strange period of our lives.

Meg Plooy, RKC&YSJ graduate

Women in RKC – Meg Plooy, MA Leading Innovation & Change, York St John University, UK

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In our effort to spread some positivity amidst the global pandemic, we turn to another success story of a proud RKC graduate – Meg Plooy. Meg graduated from the Online MA Leading Innovation & Change (the programme is now offered at York Business School as a 100% Online MBA Leading Innovation and Change). Let’s hear Meg’s inspirational story.

Who is..

  • Meg Plooy, MA Leading Innovation and Change Graduate
  • Meg, with her three “boys”
Meg Plooy, MA Leading Innovation & Change Graduate

A short profile

Vidhi Kapoor (VK): Who are you, really?

Meg Plooy (MP): Relentlessly helpful mother, wife, and friend. Innovative business solutions aficionado, Starbucks addict, camping nerd, and (foster) mother of Pitbulls.

Getting back into education

Your story of getting back to do a Master’s degree

VK: What was the driving force behind your enrolling for an online degree? Who inspired you? What motivated you?

MP: I was inspired to enroll for an online degree for a few different reasons. Firstly, to be an inspiration for my young children and show them that truly anything is possible if you work hard. Secondly, to advance my professional opportunities. Taking inspiration from my two sons, who work tremendously hard in everything they do and my sister, who enrolled in her graduate studies just a few weeks earlier.

VK: What were the thoughts/situations/people/challenges holding you back from starting (if any)? How did you overcome them?

MP: There were two significant barriers impacting my decision to apply and enroll. The primary barrier was time: finding adequate time while raising children and working full time. The other significant barrier was cost: as a mature student, enrolling in an international institution there were very few grants or bursaries I qualified for, meaning all the funding was out of pocket.

VK: What surprised you the most when you started your studies?

MP: I was most surprised by how determined I was to succeed.

VK: Do you feel there are unique challenges women face when deciding to get back into education?

MP: Absolutely. I feel there are still substantial gaps in gender parity. Although I have a supportive marital partner, I still feel that a larger portion of the parenting and household responsibilities fall on the female if both parents are working. I also feel that there is a larger need for females to have higher education for a lesser role in order to be seen competitively in the workforce and to reduce wage gaps.

Getting the degree

The work to get the degree – what did you learn, how did you balance, what would you do differently

Meg with her degree certificate, as happy as can be!

VK: Which programme did you do? Why?

MP: Master of Arts, Leading Innovation and Change. I had been researching online Master’s degree programs for quite a while and immediately was drawn to this program because it outlined everything I identified in myself both personally and professionally.

VK: What is the single most important thing you learned during the programme?

MP: That I am capable of accomplishing anything I am determined to complete.

VK: How did you balance work and studies?

MP: A good routine and sticking to a schedule. The best time for me to complete my studies was after the kids were in bed, which gave me anywhere from 2 to 2.5 hours each night. I used Monday through Thursday as “school nights” which ensured I was still getting downtime over the weekends. This helped me to stay focused and manage time effectively.

VK: Any particular challenges to being a woman and studying online, or do you think all students face the same ones?

MP: I feel all mature students, especially ones with family responsibilities, would face the same challenges.

Life post-degree

What changed, if anything?

VK: What’s new in your life since graduating/starting your studies? Any visible impact already?

MP: I feel that since graduating, I have more credibility within the organization I work for.

VK: Anything you are doing differently now because of the things you learned?

MP: Completing my Master’s degree has helped me develop strong skills in critical analysis, which helps me assess a situation more critically, also identifying themes and patterns in certain situations. It has certainly helped me strengthen my professional writing and report-delivery skills.

VK: Do you feel that getting a Master’s degree or doing other online programmes can reduce gender discrimination in the workplace?

MP: I do not believe getting a Master’s degree will reduce gender discrimination in the workplace. I currently work in a male-dominated industry and was recently appointed to our central business unit’s Women’s Council as our organization is looking to achieve gender equity in the workplace. In the council, we discuss many elements that contribute to gender discrimination in the workplace. I believe the best way to mitigate gender discrimination in the workplace is through leadership and inclusive corporate culture.

Advice for other women

Or other students, really.

VK: Imagine you could send a message back in time to your pre-degree self: what would it be?

MP: It will all be worth it in the end, you CAN do this!

VK: Imagine you could send an object back in time to your pre-degree self: what would it be?

MP: A financial grant or bursary that could have helped with tuition payments.

Closing thoughts

VK: Anything else you would like to add that could help with the goal of increasing women’s participation/access to a Master’s degree?

MP: I believe addressing the financial barrier would assist in women accessing higher education. I also feel that developing a platform for online support would be beneficial that may include blog posts, online resources, and motivational content.

If you are truly inspired by Meg’s story today and are ready to take the plunge, do not think twice. It’s the right time to do something positive for your career (no matter the global crisis) and get a Master’s degree you had always dreamt of achieving! Have a look at our list of programmes and see if we have anything that interests you.

Women in RKC – Deidree R. Diño, M.Sc. Global Management, University of Salford, UK

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Continuing with our Women’s Day series of blog posts featuring our students and asking them to share their experiences – the challenges of getting back to school, of managing work and study along with family, and the unique challenges they faced being female students.

This week we feature Ms. Deidree R. Diño, one of our student ambassadors who is a graduate of our M.Sc. programme in Global Management through our exclusive partnership with the University of Salford, UK. Let us see what she has to say.

Ms. Deidree R. Diño

Who is …

A short profile

Sahil Devasia (SD): Who are you, really?

Deidree R. Diño (DRD): I think of myself as a lifelong learner who is constantly searching for the next meaningful change, especially when it comes to my work.

Getting back into education

Your story of getting back to do a Master’s degree

SD: What was the driving force behind your enrolling for an online degree? Who inspired you? What motivated you?

DRD: I knew that at some point I would want to move on and not remain stagnant. I realize that to be competitive, I had to have a higher level of education and a stronger theoretical background to complement my work experience in different industries. I know of people who were able to study and work full-time and despite the challenges, they never regretted it.

SD: What were the thoughts/situations/people/challenges holding you back from starting (if any)? How did you overcome them?

DRD: Finances and time were both serious constraints. While I don’t have children, I support my mother and pay for the house in which she lives in S.E. Asia. I also have to pay my own bills here in Europe. I was already a department head and leadership team member, which meant I was working at least 50 hours a week. I had to study part-time so completing my master’s degree took longer, but I did not want to work or study half-heartedly. It was important to do both to the best of my abilities.

SD: What surprised you the most when you started your studies?

DRD: I already knew how challenging it would be but I was pleasantly surprised at the frameworks and theories I learned. I also appreciated the strict requirements on researching for and writing papers. The dissertation was difficult to write but it was good to have gone through that process.

SD: Do you feel there are unique challenges women face when deciding to get back into education?

DRD: It’s particularly difficult for women who want to have children, study, and work, especially if they want to do well. It’s impossible to do all three without the support of their spouses or immediate family members. The reality of a running biological clock puts more pressure on women to set aside their career and educational goals in order to have and raise children.

Getting the degree

The work to get the degree – what did you learn, how did you balance, what would you do differently

SD: Which programme did you do? Why?

DRD: I completed the MSc in Global Management program. My career choices and work experiences have led me to believe that understanding management frameworks and effective practices in different contexts, in international organizations, and across industries will be a significant advantage if I change careers.

SD: What is the single most important thing you learned during the programme?

DRD: Effectively managing people and resources is key to organizational success.

SD: How did you balance work and studies?

DRD: I could not work part-time so I had to study part-time and use my vacation days to revise and complete papers and assignments. I decided not to go on real holidays and travel as much as I used to.

SD: Any particular challenges to being a woman and studying online, or do you think all students face the same ones?

DRD: Even while studying online is more flexible than going to classes, for women with management jobs and family obligations, it can still be very difficult and even frustrating.

Life post degree

What changed, if anything?

SD: What’s new in your life since graduating / starting your studies? Any visible impact already?

DRD: I applied several concepts I learned to my own work and even shared the knowledge with peers. I also decided to change employers – not at all for money but to learn something new and find out if I can handle different challenges.

SD: Anything you are doing differently now because of the things you learned?

DRD: I think what I learned mostly validated the knowledge and skills I acquired through my work experience. Having said that, I think I’m a more effective leader and my ability to foresee possible problems and complications has improved.

SD: Do you feel that getting a Master’s degree or doing other online programmes can reduce gender discrimination in the work place?

DRD: Indirectly, yes, the flexibility and accessibility afforded by online programs, especially Master’s degrees, ensures that women can earn higher qualifications that will help make them more competitive when it comes to job advancement and career opportunities.

Advice for other women

Or other students, really.

SD: Imagine you could send a message back in time to your pre-degree self: what would it be?

DRD: Getting an advanced degree is anything but easy – in fact it’s excruciatingly hard – but it is worth it. Investing in education and continuing to learn is a hundred times better than staying where / how you are and regretting it.

SD: Imagine you could send an object back in time to your pre-degree self: what would it be?

DRD: A copy of my Master’s transcript and diploma.

Closing thoughts

SD: Anything else you would like to add that could help with the goal of increasing women’s participation/access to a Master’s degree?

DRD: You’re never too old to learn; if you have the opportunity, take it.

Our own little contribution: As we continue to celebrate Women in Education, we are pleased to continue to offer bursaries of up to 4’000 CHF

We, at RKC, are proud to play a part in the ongoing efforts in reducing the gender disparity in education. We have already announced a special bursary on the tuition fees for all female applicants #EachforEqual!

During these difficult times, as we practice social distancing to combat the coronavirus (COVID-19), we are pleased to extend the bursary to all our applicants. We hope this will help keep you occupied, help you learn something new and when this crisis is over and you get back to work, help improve your career prospects.

Have a look at our list of programmes and see if we have anything that interests you or chat with one of our Education Advisors on WhatsApp for more guidance!

A 100% online MBA or MSc? Yes, you (now) can!

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It’s official. We are excited to announce the launch of five new 100% online master’s degree programmes to add to our growing list of programmes. We know our online masters (MBA, MSc and LL.M) programmes, with a one-week mandatory residency, have been immensely popular among working professionals who looked for a perfect (or even just manageable) work-study balance.  

However, we could not underestimate the growing demand for 100% online programmes. We developed our 100% online programmes through an exclusive partnership with University of Cumbria, offering the same British tradition and Swiss quality education – fully online.  

The specializations these new 100% online programmes offer are among the most sought after and highly rated online programmes. These include artificial intelligence, digital marketing, data analytics, computer science and international business and information technology. The world is going digital and we need future leaders well equipped with the necessary knowledge and skills. 

Ready to dig in? Here they are!

 All of the five new programmes share the following characteristics: 

Duration : Minimum 12 months, maximum 5 years. 

Delivery Method : 100% online via OnlineCampus (an interactive online learning environment) with intensive class discussion and collaboration. 

Entry points: Four times a year (winter, spring, summer and autumn). 

Tuition Fees: 12,000 CHF (Swiss Francs). This fee includes library access, OnlineCampus access, graduation fees, and University matriculation fees. Fees are payable in interest-free instalments, however, the programmes are not eligible for UK Postgraduate Loans for Master’s Study. Sorry! We do try to compensate to some extent for this by offering occasional time-bound bursaries, so keep an eye on our newsletter. Not yet signed up? Request a catalogue here. 

Programme details 

100% Online MBA Artificial Intelligence (AI) 

There is no industry in the business world today that does not uses AI. Artificial Intelligence and Machine Learning have become mainstream tools in driving business. AI applications help companies reduce their costs, enhance customer experience, increase profits – in short, spending less to do more. Artificial Intelligence and Machine Learning have already started revolutionising the business world, as many businesses are already using such technologies to achieve a competitive advantage. The MBA Artificial Intelligence is devised to equip you with the skills and knowledge required to manage the intricacies that stem from an artificial intelligence driven world.  

100% Online MBA Digital Marketing  

Digital media has taken the advertising to a whole new level and has made it a profession highly sought after. This has contributed to changing the landscape of jobs and how marketing is done today, encouraging businesses and business schools alike to evolve the way that marketing is viewed as an independent function. This online programme equips you with the skills needed to engage with customers via digital media and effectively market businesses across digital networks. 

100% Online MBA Information Technology 

I personally consider this programme a marriage between the business and technology worlds. IT managers are now required to have a thorough understanding of business, and not just technology, so gone are the days when one could afford to specialize either one or the other. The MBA Information Technology answers the growing demand of intertwining technology with business by blending the established business knowledge of an MBA with specialised courses on Information Management and the Internet of Things. 

100% Online MSc Data Analytics 

Computers and the advent of the Internet have brought upon the world the age of information and big data, and organizations want to retain as much information as possible about their business as they appreciate the role of data in gaining insights and out-thinking competitors. Whether your pursuit is technical or business-focused, the MSc Data Analytics nurtures your analytical skills.  

100% Online MSc Computer Science and International Business 

Modern businesses are dominated by technology with new computing systems and the internet dominantly driving the change. Global markets are now open to even smallest of the businesses. The MSc Computer Science and International Business seek to provide students with the opportunity to gain a deeper understanding of how business merges with technology, offering a blend of computer science subjects and core business topics. 

Fully Online vs 1-week residency  

We are staunch believers in the value of the one-week residencies typically mandatory in all of our programmes. As already mentioned earlier, however, we do recognize the challenges raised by such events on you, the students. For those of you who always wanted an MBA or MSc, but were being held back by the prospect of having to attend a full week in Zurich or the UK, this should be a no brainer. But how can we justify a fully online programme? 

There’s no hiding behind the finger – the value of the residencies is not necessarily the tuition (this can be delivered relatively easily online), but meeting other like-minded people, from all around the world, doing the same programme, facing the same challenges, and heading in the same direction (graduation). You cannot really imagine the camaraderie and friendships built during such weeks. 

Our fully online programmes do not require you to attend a residency – but they do offer the option of doing so if you wanted to – perhaps you will find yourself freer, richer, more motivated to travel – know that is an option. 

For what it’s worth, we should mention that at graduation you receive a degree of the University of Cumbria – whether you studied on campus, online with a mandatory residency or fully online. No difference whatsoever. The choice is fully yours! 

We are proud to launch these new programmes, with the first intake starting already in May 2020. Be among the first applicants and enjoy the array of exciting introductory admission offers! 

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